The Hughes Team

A credit score gives a picture of your credit situation at a given point in time. When you are in the market to purchase a home, order a copy of your credit report at least 90 days prior. The article below gives you the names of three major credit reporting agencies. Ask your mortgage broker or lender to interpret your credit report and ask what you can do to improve your credit score. Lenders like to work with borrowers who have a good history of managing credit.

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